Bankruptcy
A proceeding in U.S. Federal Court that may legally release a person from repaying debts owed. The law contains several chapters which relate to different methods of relief:
Chapter 7 - Straight Bankruptcy (total liquidation of assets)
Chapter 11 - Business Reorganizations
Chapter 12 - Farm Debt Bankruptcy
Chapter 13 - Wage Earner Repayment Plan


"I would just like to take the time to say thank you, and how much I appreciate the services of your staff."
Rosie F., Kodiak, AK
"Thank you so much for all of the help you gave us to finish our accounts in a timely manner. You always were available, helpful and kept on top of things... Again we appreciate your hard work and know that you will be an asset to your other customers."
Sean D., Laramie, WY